Terms and Conditions

This is a general template provided for informational purposes and should be reviewed and adapted to reflect your specific business operations and applicable law before publication.

1. Acceptance of Terms

By accessing or using the Havenwyk Private website or any associated tools and services (the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you should not use the Service.

2. Description of Service

Havenwyk Private provides AI-assisted data analysis and informational tools intended to support financial planning and decision-making. The Service is provided for general informational purposes only and does not constitute financial, legal, tax, or investment advice. You should consult a qualified professional before making any financial decisions.

3. Eligibility

You must be at least 18 years old and capable of entering into a legally binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements.

4. User Accounts and Information

Where the Service requires you to submit information through a form or similar mechanism, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of any information you submit and for all activity that occurs in connection with your use of the Service.

5. Acceptable Use

When using the Service, you agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable regulation;
• Attempt to gain unauthorised access to any part of the Service, its systems, or related networks;
• Interfere with or disrupt the integrity or performance of the Service;
• Reproduce, duplicate, copy, sell, or exploit any portion of the Service without express written permission;
• Submit false, misleading, or fraudulent information through any form or tool on the Service.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Havenwyk Private or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Service without prior written consent.

7. No Financial Advice Disclaimer

Any output, estimate, projection, or recommendation generated through the Service is based on the information provided and general assumptions, and should not be relied upon as a substitute for professional financial, legal, or tax advice. Havenwyk Private does not guarantee the accuracy, completeness, or suitability of any information provided for your individual circumstances.

8. Third-Party Links and Content

The Service may contain links to third-party websites or resources. Havenwyk Private is not responsible for the content, accuracy, or practices of any third-party sites and does not endorse any products or services referenced therein. Access to such links is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Havenwyk Private and its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of or inability to use the Service.

10. Indemnification

You agree to indemnify and hold harmless Havenwyk Private, its affiliates, and representatives from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service or your violation of these Terms.

11. Service Availability and Modifications

Havenwyk Private reserves the right to modify, suspend, or discontinue the Service, in whole or in part, at any time and without prior notice. We do not guarantee that the Service will be available at all times or free from errors or interruptions.

12. Termination

Havenwyk Private reserves the right to suspend or terminate your access to the Service at its sole discretion, without notice, for conduct that it believes violates these Terms or is otherwise harmful to other users or the Service.

13. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated version will be indicated by a revised effective date and will be posted on this page. Continued use of the Service after any such changes constitutes acceptance of the new Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Havenwyk Private operates, without regard to its conflict of law provisions. This section should be reviewed and updated to reflect the applicable jurisdiction for your organisation.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

16. Contact Us

If you have any questions regarding these Terms and Conditions, please get in touch using the details provided on our Contact page.

Last updated: this date should be set when these Terms are finalised and published.